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407, 2017

Is Your Driving As Safe As It Could Be?

By |July 4th, 2017|Editorial, XPC|Comments Off on Is Your Driving As Safe As It Could Be?

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We all like to think we’re safe and competent behind the wheel- but let’s face it, everyone has some bad habit or another. We might get away with doing these things for years, but you never know when you’re going to get caught out and end up in an incident as a result. Driving is incredibly dangerous, not only is it’s yours and your passenger’s lives in your hands, but pedestrians and other road users too. You have a responsibility to keep others safe, and that means ensuring your driving and your car is a safe as possible. Here are a few things to bear in mind.

Do Regular Vehicle Checks

Don’t just wait for your car’s warning lights to come on- or worse, to break down entirely before doing checks on your car. You should regularly be topping up the fluids, checking all of the bulbs work and the tread on the tyres. If anything sounds off or doesn’t feel right, get it to the garage as a matter of urgency. If your car fails and you cause an incident due to neglect it will be seen as your fault. Go for a full service at least once a year. They will be able to spot any potential problems so you can get them sorted before you break down or cause further damage to the car.

Upgrade Your Car

While there’s nothing wrong with older models, especially from a cost point of view (since a newer car is unavailable to many due to the price). However if you have the means to upgrade, it’s well worth considering. Newer cars have better safety and driving features. Not only helping you to avoid a crash but meaning if you […]

2506, 2017

Repeal Obamacare: Let’s Trust Rand Paul

By |June 25th, 2017|Editorial, Health, National|Comments Off on Repeal Obamacare: Let’s Trust Rand Paul

The only way to fix healthcare is to get government out of it! Let’s trust Rand Paul to lead the way to repeal Obamacare.

I simply don’t trust politicians as a normal starting point to repeal Obamacare or any other issue, but willing to let them earn my trust. When it comes to healthcare, it is extremely difficult to trust them to do the right thing and that difficulty is compounded by the complex structure of Obamacare as it was built in a way to prevent it from being dismantled. In order to dismantle, it will have to be done through more than one piece of legislation. I really don’t want to get into the weeds on that, but we either pass this first piece and win a round geared toward dismantling with half the votes in the budgetary process or we do it all as a full blown repeal (which would be preferable) but will then need two-thirds votes (which we will never get) in order to repeal Obamacare.

So, do we trust them (our politicians) to continue to take the right steps to unravel and dismantle rather than repeal Obamacare? Can we actually trust them to see it through? I simply can’t make that leap. I believe Senator Rand Paul has earned trust on this issue and where some of the holdouts may (or may not) be posturing, I believe he is very sincere in his efforts to do the right thing.

There also seems to be a rush to pass this because Obamacare is rapidly failing. Whenever anyone feels “rushed” to make a major purchase or major life decision, I always advise they go home and sleep on it. There is nothing wrong with taking […]

2206, 2017

The Most Common Law Suits that are Entirely Avoidable

By |June 22nd, 2017|Editorial, XPC|Comments Off on The Most Common Law Suits that are Entirely Avoidable

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Expensive Divorces

With the number of divorces being at an all time high of 67% (in 2016) there is no wonder that tricky, emotionally fueled and expensive divorces are one of the most common lawsuits. With the increasing amount of marriages breaking up the courts have never been busier with acrimonious and complicated divorce settlements. Historically divorce used to be much simpler and most cases were able to be settled out of court, however more and more couples are finding it necessary to fight it out, to the bitter end, through an all-encompassing law suit.

DUI

We are all aware of the unfortunate regularity of this charge. Something as easy as not drinking and then driving, apparently is ignored by too many and this lawsuit just seems to be increasing in its regularity. Therefore where some people feel that they can tweak the rules to apply to their situation, there really is one very simple way to avoid having to hire a driving under the influence lawyer and that is simply to not combine drinking and driving.

Personal injury Lawsuit

The personal injury lawsuits, in the USA alone, have continued to rise year on year. Does that mean that we are living in an increasingly unsafe world or does it mean something else? Recent research into the thriving business of personal injury has revealed that the reality of the situation is that councils, governments, business earners, civil servants and engineers have all been working to improve the safety of cities, towns and, more generally, the world around however.

However the dramatic rise in the people claiming for personal injury law suits comes down to an increasing realisation that it is an option. Only a few years ago, people were not […]

2106, 2017

Why Is ‘Distracted Driving’ Still a Thing?

By |June 21st, 2017|Editorial, XPC|Comments Off on Why Is ‘Distracted Driving’ Still a Thing?

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It seems pretty strange that people are still allowing themselves to become distracted as they drive. Don’t we all know about the dangers by now? Haven’t we all heard about the statistics? The very act of driving comes with so many inherent dangers. Why make things even more unsafe by playing around with your smartphone while you’re at the wheel?

Perhaps our surprise comes from a misplaced trust in human rationality. After all, there are problems that cause car accidents and deaths that are decades older than smartphones that still manage to be problems today. Not wearing a seatbelt? That still happens. Drinking and driving? That too. So it seems to make some sort of sense that people would still use their phones while their driving despite the obvious danger. And, if it doesn’t make sense, then at least human beings are being consistent with their stupidity.

But seriously: why does it happen? Don’t we have technology that prevents this sort of thing from happening? There’s hands-free technology, right? Well, the problem is that this doesn’t eradicate the problem completely. You’re still holding a conversation with someone who isn’t right next to you while driving. Talking to a passenger is one thing, but a phone conversation usually takes more mental effort. You’re still driving while distracted, even with both hands on the wheel.

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Not that hands-free technology is always officially listed as ‘distracted driving’. When people talk about distracted driving from a legal perspective, they’re usually talking about people actively looking at and/or using a hand to interact with something that isn’t the road. If you’re injured in a car accident as a result of someone else doing these things, then your personal injury lawyer probably won’t have […]

1406, 2017

Being A Homeowner In An Unsafe Economy

By |June 14th, 2017|Editorial, XPC|Comments Off on Being A Homeowner In An Unsafe Economy

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Times have changed significantly, once what was a rite of passage, owning a home, it has now been replaced with a rental economy, increased financial problems across the board, and depending on your location in the world, more taxes and an increased sense of anxiety. Where does this leave people in the modern world when it comes to owning your own home? Your house should be a symbol of security, and yet more and more people are finding themselves seeing where they live as a metaphor for the state of their nation; insecure, expensive, and not theirs to own.

The idea of owning our own home has dissipated for many people over the last 10 years or so. For some, they have appeared to give up hope of ever owning their own piece of real estate, and have opted for the lifetime rental. And there are benefits to renting a property too. While we all can spend years looking for our dream property and plowing money into it to make it “perfect” once we’ve bought it, only to keep reinvesting back into it, does that make the property our ideal home? At least when we rent, the tenant has a proportion of control. Compare renting to buying. Firstly the financial implications of both are very different. Buying a home means saving up for years for a down payment that can range between 3% and 20% of the final cost. And this is before you even think about how much it will cost for admin fees, whether the property is a long chain one, or even if the payments that remain invisible for the vast majority of the process. They say that buying a house is one […]

2705, 2017

You Can’t Drive Around These Road Issues

By |May 27th, 2017|Editorial, XPC|Comments Off on You Can’t Drive Around These Road Issues

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Are the roads more dangerous than we realize? For once, we’re not talking about the people driving the cars. That’s a given, and honestly, at this point, it’s kind of expected. There will always be individuals on the road who don’t drive as safely as they should. There will always be those who aren’t as attentive as they need to be and yes, this will create problems. It will even lead to loss of life, but there might be other dangers that drivers are completely unaware of. What are we talking about here?

Potholes And Problem Areas

If there are any potholes on a road that you drive down regularly, you might not think they are a major problem. Since you drive them so frequently, you can skirt around them, slow right down, or drive fast enough that you don’t even notice them. The problem with this is that the pothole is probably getting bigger with every car that drives over it. The best case scenario is that it’s filled in before it becomes a problem. If it isn’t then it could cause serious damage to vehicles. It might even lead to an accident because it could cause a driver to lose control of a vehicle. That’s just one example of how much of a threat poor maintenance can be on our roads.

However, there are certainly bigger problems.

Aging Bridges

Bridges last around 42 years before they start to show signs of wear and tear. You might think that’s quite a long time, and it is, but there are bridges all around the country well past their sell by date. Bridge analysis companies often find that road bridges aren’t safe to drive on at all. The main threat here […]

2405, 2017

6 Ways To Be Safe on Your Motorcycle

By |May 24th, 2017|Editorial, XPC|Comments Off on 6 Ways To Be Safe on Your Motorcycle

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Riding motorbikes can truly be the most exciting and exhilarating way to get around and to travel. However riding a motorbike obviously also comes with its fair share of dangers, so read up on our top tips to make sure you are safe and protected.

Invest In a Quality Helmet

The helmet that you wear when on your bike is the single most important thing to ensuring your safety. This is not an area that you can afford to scrimp on, so make sure you are investing in a top of the range helmet to protect your head. You will need a high quality, full face helmet which will protect you and as not wearing a quality helmet is illegal in many areas, will also make sure that you are abiding by the law.

Wear Protective Clothing

Thinking of your skin as a soft cheese and the road as a very sharp cheese grater should give you some indication of what happens when the two come into contact with each other. Therefore there is never an excuse for not wearing the appropriate clothing when you get on the back of your bike. Driving around a city should always be done with your helmet, leather jacket, thick trousers and protective bike boots. If you are planning on opening your bike up a little more on quieter roads then you will need the full body protective leather suit and boots.

Insurance

You will need to make sure that you have the correct insurance for your motorbike to protect you against all eventualities. Motorbikes are very popular items for thieves so make sure you have all the right insurance in place to cover you if yours is ever stolen.

Legal Help

Insurance is also crucial […]

1805, 2017

Paying a Fee Whether Guilty or Innocent

By |May 18th, 2017|Editorial, XPC|Comments Off on Paying a Fee Whether Guilty or Innocent

No matter whether you are someone who abides by the law or you live life on the wild side; there is always the chance that you could be arrested. After all, you don’t actually need to commit a crime to be charged. It could be a case of mistaken identity or that the police are simply on the wrong trail. Is it, therefore, right that you need to pay a fee for being arrested, whether innocent or not? Different states have different laws and procedures, but most people are charged a booking fee when they are arrested, and if the charges are later dropped, the fine isn’t reversed.

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The case of Corey Statham was highlighted in the news recently, and it provides the perfect example. He was arrested in Ramsey County, Minnesota, and at the time he had $46 in his pockets. At the time, he was charged with disorderly conduct, but these charges were dropped two days later. Surely Mr. Statham got his money back then, right? Wrong! He was charged a booking fee of $25, which the county kept. The remaining $21 was then returned to his debit card, but it was subject to a number of different fees. Mr. Statham ended up with $13.75 of his $46 left, as he had to pay $7.25 in order to withdraw his money. At present, the Supreme Court are deciding whether they should hear Mr. Statham’s objection to the fund-raising efforts of Ramsey County.

However, this is not an unusual occurrence, as it is part of a national trend to extract fines and fees from anyone that finds themselves enmeshed in the criminal justice system, guilty or not. Last year, a Justice Department report stated that […]

1705, 2017

How Immigrant Entrepreneurs Are Becoming The Latest US Success Story

By |May 17th, 2017|Editorial, XPC|Comments Off on How Immigrant Entrepreneurs Are Becoming The Latest US Success Story

Sometimes, it’s easy to forget that immigration has always been one of the cornerstones of the success of the United States. However, looking at some of the top businesses finding success, there are reminders all around us. In cities like Chicago, immigrants are fast becoming some of the most successful entrepreneurs, which is great for the economy and the country in general. But how are they doing it?

Pic sourced by StartupStockPhotos

They’re bringing a perspective previously lacked

Yes, the cultural boundaries between immigrants and their home of choice can sometimes cause friction. But the truth is that a fresh perspective has always been one of the most important qualities that any entrepreneur can have. A new method, a new take on the industry, and some good old-fashioned out-of-the-box thinking are crucial. They have helped many of the successes mentioned at Inc.com do something that their competitors simply weren’t doing. That, in turn, helps the entire industry take the next step and get innovative.

They’re getting prepared for the market

Thanks to the internet, we live in a hugely international community. Sites like EffortlessEnglishClub.com are helping immigrants learn more than the language. People are making connections and forming an understanding of the culture. They’re paying attention to the news and they’re researching the industries. They make the move in their mind long before they make the physical move. Market research is another practice crucial to success. But immigrant entrepreneurs study more than just the market. They study the culture that the market plays a part in. They get a broader picture to find their fit in.

They’re using US experts

The idea that immigrants muscle US professionals out of jobs and opportunities is false. When has the nation ever not had a […]

1105, 2017

Talking To Teens About Distracted Driving

By |May 11th, 2017|Editorial, XPC|Comments Off on Talking To Teens About Distracted Driving

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Driving accidents are rooted in a range of different causes, but in modern times, there’s one safety hazard that needs to be addressed more than any others: distracted driving. These days, almost everyone has smartphones which have all kinds of useful and fun features, which makes it so much easier for us to take our eyes off the road to answer a call or check a message. This issue is particularly prevalent with modern teenagers, and if your kid is of driving age, you’ll naturally be pretty concerned about it. Here are some tips for talking to your teen about distracted driving…

Talk About the Consequences, Financial Or Otherwise

This is the most important thing you need to cover when talking to your teen about distracted driving, and often one of the most effective ways to get them to avoid it. Work on putting in perspective the potential cost of distracted driving, both to themselves and to others. Make it clear that you’re not crazy about the idea of paying their way through a personal injury case, or worst of all, getting a call from the hospital telling you that your child is paralyzed. Looking up some statistics on teenage distracted driving might help you get the point across. Don’t make it one long session of finger-wagging, but make sure that they’re familiar with the consequences of taking their attention off the road.

Make It a Family Problem to Solve

Most people would be lying if they said that they’ve never taken their eyes off the road to do something that wasn’t important. Everyone with a car and a phone has felt the temptation at least! You may find it easier to make your teen responsive to […]