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1402, 2018

Tax Reform and “Fake News”

By |February 14th, 2018|Editorial, Featured|0 Comments

The GOP tax reform plan, effective this year, already has a very negative reputation among the American public. The culprit? In the words of the president: “The Tax Cuts are so large and so meaningful, and yet the Fake News is working overtime to follow the lead of their friends, the defeated Dems, and only demean (sic).” Is “fake news” painting an unfair portrait of the tax reform bill?

Tax reform has been long overdue. What does Trump’s tax plan bring to the table? It makes a vast number of changes to current tax law. Here are the broad strokes: It cuts the corporate tax rate from 35 percent to 21 percent while lowering the individual tax rate to 37 percent. It also reduces income tax rates, nearly doubles the standard deduction, and eliminates personal exemptions.

Overall, the plan will help businesses more than individuals — especially since the changes to the tax rate are permanent, while the drop in the individual tax rate will expire in 7 years. It will also benefit high-income families more than those in lower income brackets; they will see a 2.2 percent increase in take-home pay, while lower-income households will see a 1.7 percent increase.

These facts have not been lost on mainstream media news organizations. Inflammatory headlines take issue with the plan, proclaiming:

“Trump’s Tax Cuts Are the Biggest Wealth Grab in Modern History” – Fortune
“GOP tax scam: How corporations and the rich are fueling inequality” – USA Today
“How The GOP Tax Plan Scrooges Middle Class, Retired And Poor” – Forbes

Recent years have left the American public more skeptical of the media than ever before. This media crisis leaves us wondering: Are these fair assertions?
Is It Just a “Handout” […]

802, 2018

Workers’ Rights: What Exactly Are Employees Entitled To?

By |February 8th, 2018|Editorial, XPC|0 Comments

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Can you imagine what it would have been like to be in full-time employment over a century ago? There were very few rights for workers and many employers had little or no regard for the condition in which their employees were forced to work. As a result, workplaces over a hundred years ago were dangerous places, and many workers would work seven day weeks for months on end with very little respite. So, you have a lot to be thankful for that you get to be a full-time employee in the 21st century.

Even though workers rights have come on a very long way over the past century, it has only really been over the past couple of decades that the current rights we can now enjoy were finalized and rolled out across every single company. So, what can you expect exactly from being a full-time worker in the year 2018? Here is a quick rundown of some of the main rights that all full-time employees can expect from their employer.

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Sick Time Off And Pay

Whenever we fall ill, we shouldn’t be made to work. Our bodies won’t be up to it, and it will be much better for us to stay at home and rest until we have fully recuperated. Thankfully, then all full-time employees are eligible for statutory sick pay and days off. If you are ever unwell, you simply have to inform your employer that you won’t be in work that day, and they still have to pay you. Unfortunately, though, this statutory time off and pay only lasts for a limited time. After a point, your wages could go down to half pay. Eventually, you won’t be paid. There are ways to […]

602, 2018

The Ultimate Guide To Buying The Worst House On The Best Street

By |February 6th, 2018|Financial, XPC|0 Comments

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While you flick through the property pages of the local newspaper, you may be at risk of being seduced by the on-trend decor of new builds, the period features of exquisitely renovated cottages or the plush and swanky feel of city center penthouses. You have saved up enough for a deposit on a home, and you want to ensure that you make the right decision when you finally commit to a purchase. You view the transaction as a business deal. You know that this first little bit of bricks and mortar isn’t going to be your forever home and you want to find a way to outperform the market. You don’t mind getting your hands dirty and you’re willing to put in the hard graft to see a return on your investment.

Many young people today are choosing to forego the luxuries of a ‘ready to move into’ property for something a little more challenging. While it might be great to pick up your first set of keys, ship in the sofa, crack open a bottle of champagne and relax in your first pad, this is not the most effective way to make money. You don’t want to rely on positive property market forecasts, and you are eager to leap up a few rungs on the housing ladder when it’s time to sell up.

This is where you may have heard the old adage to buy the worst house on the best street. You cannot change the location of a property, but you can change the property itself. Don’t head to a suburb of town that is far from up and coming just because you’ve seen a plush pad. If you’re aiming to make money, you […]

602, 2018

Why You’re Not Healing From Your Injury: The Complicated Truth

By |February 6th, 2018|Health, XPC|0 Comments

Whether you’ve ended up with an injury from work, a car accident, or even by working out in the gym, you need to make sure you’re doing everything you can to heal. Healing from an injury can be hard work, and it can take time. However, by taking the right steps to heal, you can feel better day to day.

Although your body is designed to heal itself, if you’re not taking the steps outlined here, you will be making healing far more difficult on your body. Here’s the complicated truth on why you’re not healing from your injury:

You’re Not Treating Yourself Right

First of all, you need to make sure you treat yourself right if you want to heal as quickly as possible. You should make sure you’re eating a healthy diet that includes plenty of vitamins and minerals, and that you’re drinking lots of water. You shouldn’t be drinking alcohol every night or eating junk because you’re ‘out of action’. Doing this will make it much harder on yourself. Make sure you eat your leafy greens; broccoli, kale, spinach, get your fruit in, eat superfoods like chia and goji berries, and eat enough calories to function. Many people make the mistake of not eating enough when trying to heal!

You’re In The Wrong Mindset

Although the things you physically do will have a big impact on your injury, so will your mindset. If you’re in the wrong mindset, you won’t heal as fast either. If your head is full of negative thoughts and you don’t think you’ll be able to do the things you used to do, you’ve created a self-fulfilling prophecy. What you believe you will achieve. There have been people who were told they would […]

602, 2018

Accounting for All Business Expenses

By |February 6th, 2018|Business, XPC|0 Comments

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No matter what type of business you run, it is critical to get your finances right. This may sound easy enough, but people often find that it is a bigger challenge than they expected once they have had their company up and running for a while. This is because there are so many different expenses to account for, forecasts to draw up, and unexpected hurdles along the way. With that in mind, in this blog post, we are going to take a look at all of the expenses your business needs to account for, including the costs that are most often overlooked.

Opportunity – When it comes to business costs, we tend to associate them with something negative, especially when they are not expected. However, this is most certainly not the case. In fact, some of the biggest costs come from opportunities. Yes, opportunities are typically designed to make you a greater amount of profit in the long run. Nonetheless, this is going to cost you money to begin with. Therefore, taking advantage of opportunities is one of the most unexpected business costs you will need to account for, and it is one of the most difficult. After all, you never know when an opportunity is going to come your way. The best thing to do is get to grips with cash flow management so that you always have money available should a good opportunity come your way.

Credit card fees – Most business owners will rely on finance of some form. Of course, if you go over your credit limit or you don’t pay your bills on time, you are going to be subject to more fees. However, this is not the type of credit […]

602, 2018

Dealing With The Biggest Costs In Life

By |February 6th, 2018|Financial, XPC|0 Comments

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Life is costly. The burden can be lessened by smart financial planning; if you budget your spending then you can ensure you live within your means. Of course, no matter how much budgeting you do, certain costs are unavoidable. There are certain essentials you need to buy, and not all costs can be foreseen. We’ll discuss all of that and the ways in which you can more easily afford all the expensive parts of day-to-day life. Here are some ways to better manage big expenses.

Living costs.

If you really want to reduce the amount of money you spend on essentials then you need to get a little more creative when it comes to living costs. For example, you could reduce the cost of gas by walking or cycling more often; it’ll be good for you in terms of your health too, but we’ll talk about that later. You could reduce the cost of groceries by growing vegetables and fruit in your own back garden. You could even reduce the cost of your energy bill by better insulating your house with thicker windows; the better you trap your home’s heat, the less energy you need to produce. Look at your budget, and think of ways in which you could be cutting costs without compromising on the essentials.

Unexpected costs.

Of course, no matter how sensible you are with your expenditures in life, unexpected things can happen to any of us. You can’t predict everything in life, and that means you can’t plan out every expense you’re going to face. You might experience an accident that you didn’t see coming, for example. As we’ll discuss in the next point, medical bills can be very costly. Having insurance is a […]

602, 2018

A New Bill Introducing Chemical Castration in Oklahoma

By |February 6th, 2018|Editorial, XPC|0 Comments

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Will Oklahoma soon join other U.S. states where a sex offender is allowed to opt for chemical castration as a means of treatment and rehabilitation? A Republican lawmaker from Oklahoma, Rick West, wants more than that. He is promoting a new bill according to which a person found guilty of a sexual assault will be demanded to take drugs meant to lower testosterone and, consequently, sexual desire in order to be released from prison. In case of a second offense, the drugs will be mandatory unless otherwise stated by the court.

West claims the law is meant to protect the public, children in particular, from sexual predators. West thinks that most of his constituents are in favor of this bill hoping it will make the streets a lot safer.

However, wishful thinking should not be confused with reality – many doubt whether such a bill has any chance of becoming a law. As opponents claim, obligating a person to undergo chemical castration is a violation of the 8th Amendment of the Constitution. Even if the offender willingly agrees to be chemically castrated to allow his release from prison, there is no guarantee this treatment will be effective as it depended on his willingness to keep on taking the drugs on a routine basis as prescribed.

There have been attempts to pass similar bills in the past to no avail. In 2002, a bill authorizing the authorities to resort to chemical or physical (i.e. through surgery) castration reached Governor Frank Keating’s desk only to be repealed as ridiculously impractical.

It should be noted that in 7 out of the 50 states (California Georgia, Florida, Louisiana, Montana, Oregon and Wisconsin) there are laws that enable courts to impose chemical treatment […]

102, 2018

Is Anime Just For Kids? No. And Here’s Why

By |February 1st, 2018|Entertainment, XPC|0 Comments

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It’s a commonly held belief that anime is just for kids, and if you have ever scrolled through the anime section on Netflix, you’d probably be forgiven for that assumption. Many of the more mainstream shows, like Dragonball Z, Pokemon, Digimon and many others, are cartoons for kids. However, just as some western cartoons are not designed for kids (think BoJack Horseman, Family Guy, Rick, and Morty), not every anime is either. Below are a few reasons why you should give anime some further consideration in your viewing schedule.

Culture

Anime is so much more than a simple cartoon show or film. Because it is a Japanese creation, its roots trace back to the ancient theatre forms of Noh and Kabuki. That’s not to say that every anime show is a theatrical masterpiece, but it helps to explain the exaggerated characters and stylised drama. Both are musical dramas and use elaborate costumes and makeup. However, Noh theatre uses masks exclusively (much like Greek theatre) and has minimal set and props, meaning that the story is told through physical expression. Noh Theatre also focuses primarily on the supernatural, particularly themes involved spiritual beings who have been transformed into humans. Noh dates back to the 14th Century and Kabuki to the 15th Century, meaning that the elements of these art forms are rooted deep within Japanese culture, and can be seen today in many of the anime shows available.

Genre

Anime is typically seen as a genre in itself, but this is a remarkably broad term to use. There are so many genres within this art form just as there are within western cinema. Many people will be familiar with the usual Saturday morning offerings available for children, but many of […]

102, 2018

New Recruitment will Affect the NFL 2018 Draft

By |February 1st, 2018|Football, Sports|0 Comments

As most fans know, the 2018 NFL draft is once again full of top candidate players. This year, there’s been a number of elite players who declared for the draft – like Sam Darnold, Josh Rosen, Lamar Jackson and of course, Baker Mayfield who is expected to make a big impact early on in his career.

Oh, and let’s not forget about some of the non-quarterback players, like Penn State’s Saquon Barkley and University of Texas Connor Williams who could also be selected in the top 10. Perhaps the most important question, however, is “which team will select these players to join their roster and help them get to the Super Bowl?”

Although teams haven’t revealed who they’ll pick yet in the upcoming draft, one thing is certain. They’ll have more than enough talent to choose from. What does this mean? It means that the general managers for every team – even the Patriots – will have to make great decisions. This is just one of four things general managers – like Bill Belichick, and John Elway – need to do in order to strengthen their roster according to Adelphi University.

It also means while deciding which top players to select, general managers, along with other coaching staff members, will have to stress the importance of a strong coach-athlete relationship to get rookies to their full potential – and fast. There’s a lot at stake here for these young players.

The Rundown

This is the first-round order of the 2018 NFL draft. Keep in mind this order only lists the top positions needed for the top 10 teams in the NFL draft selection. The order of the is simply based on the team’s record in the previous year, along with […]

102, 2018

4 Brilliant Reasons To Invest In Cryptocurrency

By |February 1st, 2018|Financial, XPC|0 Comments

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In recent years, cryptocurrency, or digital currency, has, unsurprisingly, gained a lot of popularity. Although it can be difficult to get your head around at first, once you have it is a great replacement for regular currency.  It can be used to make quick and simple payments on goods or can be kept as an investment. While people are often unsure of it, because it isn’t controlled or regulated by banks, this simply means that you have full control of your own cash. Still not sure if cryptocurrency is the right investment for you? Just keep reading for some great reasons to invest.

The Many Success Stories

More often than not, whenever Bitcoin or any other type of cryptocurrency is in the news, it’s because someone has used it to become very, very rich. Because of how much the price of cryptocurrency has increased recently, people can easily turn a couple of thousand dollars investment into tens or hundreds of thousands. Of course, it doesn’t always work out that way, but with people becoming millionaires because of digital currency, it is incredibly tempting.

It’s The Future

The world is constantly changing, evolving, and improving, and cryptocurrency is just one of these changes. In recent years, businesses like Uber have shaken up the way their industry do things, so who’s to say that Bitcoin and altcoins can’t do the same with money. Because the currency is seen as safer and cheaper than regular money, more and more people are starting to try it out, so, one day, digital currency might be all there is.

Use It To Buy Things

While many people buy Cardano (ADA), Bitcoins, and other types of cryptocurrency merely as an investment, don’t forget that you […]